Personal Loan

Personal Loan is a form of Un-secured loan which is given by banks and NBFC’s. As its unsecured loan banks and NBFC’s give high importance to the credit history of the borrower. Most of the lenders follow strict parameters before giving personal loan. This loan is given to individual only.

Sr. No	For Salaried Individuals	Self Employed Individuals having
		Proprietorship Firm	Partnership Firm	Private Limited and Limited Company
KYC Documents
1	PAN Card	PAN Card	PAN Card	PAN Card
2	Aadhar Card	Aadhar Card	Aadhar Card	Aadhar Card
3	Current resident address proof	Current resident address proof	Current resident address proof	Current resident address proof
4	Appointment letter	Office Address Proof	Office Address Proof	Office Address Proof
5	Office ID card	GST Registration Certificate	GST Registration Certificate	GST Registration Certificate
6			Partnership Deed	MOA and AOA
7			List of partners and shareholding pattern onletter head	List of Directors and Shareholding pattern on letter head
Income Documents
1	Salary Slip – 3 months	GST Returns – 1 Year	GST Returns – 1 Year	GST Returns – 1 Year
2	Form 16 - 2 years	Income Tax Returns – 3 years	Income Tax Returns – 3 years	Income Tax Returns – 3 years
3	Bank Statement – 1 year	Bank Statement – 1 year	Bank Statement – 1 year	Bank Statement – 1 year
Additional Documents Generally Required
1	Existing loan – Sanction letter (if any)	Existing loan – Sanction letter (if any)	Existing loan – Sanction letter (if any)	Existing loan – Sanction letter (if any)